Scout-Penguin

Scout-Penguin t1_jacpdkp wrote

>Has anyone come across an apartment listing of a recently converted office space? I'd be curious to see the final product.

You end up with stuff like this:

https://streeteasy.com/building/downtown-by-philippe-starck/2312

Yup, that's a 1,300 sqft studio; not legally a one bedroom because the "bedroom" doesn't have a window.

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Scout-Penguin t1_iujpodq wrote

Variability in underwriting standards is definitely a thing. I went with Wells Fargo and it definitely helped to have a mortgage banker that was prepared to go toe-to-toe with the risk/underwriting team at various points (I didn't have a "seasoned" credit file at the time I was looking to buy) but bonus income was not one of them for me.

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