That was what I figured as well, but hearing someone who has gone through a similar process as me reassures me. I didn't even know what an equity was 5 years ago - I've come a very long way. But I know I have a lot further to go.

I think I will cash out my robo advisor, even though its scary. It's my last safety net, and I've been pretty poor before. I think its worth the risk, though.

Thank you for your tangible advice, I very much appreciate it.

I do work for the federal government, yes. I'm trying to leave, though. It's a long and boring story, but the short version is the pay is poor, the attrition rate is high, and I don't feel like I'm making a difference. I looked at the loan -> PSLF plan, but I don't want to stay another 10 years, and its not guaranteed anyway. I've watched a lot of my friends and colleagues struggle with unclear guidance and changing rules. I'm trying to get out to make more money, do more substantial work, and gov isn't the place for that.

I'm taking this program: MS in Energy Policy and Climate Degree Details and Courses. The potential to make a lot to make a lot of money is there - I hang out with some girls who now work the gamut of climate policy, and all make 6 figures. I make about 65k, but my take home is about half that. And my rent is about 1500 / month (I live in DC.) So its been a challenge.

I haven't filled out a FAFSA, but I know that graduate student loans have higher interest rates than undergrad, (like 8% verses 4-6 subsidized) and I just finished off paying my undergrad ones last year. I also know that grad student loans are harder to discharge, even with all the talk of student loan cancellation with the Biden admin.

What would you advise?

My work covered one class. I have submitted requests, but I was told that they have used all the 'training and prof development funds for the year.' I am job hunting, but I doubt I'd be able to land a higher paying gig that will also cover tuition in just a few months.

We just had a town hall in my directorate where they said that 'changes might be coming' to bring us in three days a week and that remote position waivers are paused.

And many of the questions in the chat were, has the mayor's office released a safety plan for the metro? (crickets). What is [agency] doing to ensure that people don't leave for higher pay and remote work in the private sector (crickets). When will there be solid policy? (crickets)

Holy shit, get it together. I myself had a job interview elsewhere today. I wish the fed gov would see the writing on the wall. If you don't support your employees.... why should we support you?

Thank you so much! I hadn't tried in a while - I just remember getting stymied before and putting it on the back burner until I forgot about it / your post prompted me. I appreciate this alot, cheers

I've tried doing this before and couldn't find a link / more information. Have you actually gone to a free Kennedy show before?

Couldn't agree more. If you're interested, you should check out /r/darksky

And me... Who is not hill staff

I like in capitol hill and I'm broke. There's a lot of rowhouses that have turned into tons of tiny illegal apartments. Don't think we're all loaded yuppies