'active cognitive activity' man I hate english

Thanks for the distinction, I use the terms 'conceptual' and 'nonconceptual' realities when talking about these matters and I'm pretty sure we are pointing to the same thing.

An experiential insight of how the mind works can do wonders on how you live your life but it's just that, a better understanding of what you really are. It's super important imho, but even if you were the most accomplished monk, I don't see how you can draw from that ontological conclusions about the nature of reality.

Nowhere, the same is true with any type of dualism like panpsychism, but it's also true with any type of monism like materialism or idealism. Ontology do be like that for now.