Willow-girl

Willow-girl t1_jea931e wrote

What does any of that have to do with the price of tea in China? Politicians on both sides of the aisle are expected to raise money for their party. If you want lucrative committee appointments, you have to buy them. Edited to add a source from the other side of the aisle: https://www.brookings.edu/blog/fixgov/2017/07/21/problems-with-the-committee-tax-in-congress/

It's simply the way the game is played (although in all honesty, my comment is somewhat tongue-in-cheek, as Fetterman -- being a career politician -- undoubtedly knew this long ago).

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Willow-girl t1_jclbeb5 wrote

I think the problem was that an ever-increasing number of people were going without health insurance, either because they couldn't afford it or because the cost-benefit analysis didn't seem to work in their favor. Therefore, the government had to step in and subsidize policies in order to preserve the insurance industry's profits. This also solved the problem of hospitals giving too much uncompensated ER care to the poor. Healthcare systems, like insurance companies, donate a lot of money to "our" politicians.

It's a pity this couldn't have been done in a way that would actually extend regular healthcare to the subsidized policyholders, but since that was a secondary concern, no one seems to have paid much attention to it. It really doesn't help a poor person to give them a free insurance policy with an $8,000 deductible; they still won't be able to afford doctor visits, or they'll have to pay for them out-of-pocket, same as they were doing while uninsured. They'll only benefit if they have a catastrophic expense, but then they most likely wouldn't have been paying for that anyway. (As the old saying goes, "Can't get blood out of a turnip.")

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Willow-girl t1_jcksv15 wrote

> because it shrunk the size of the pool

Which is another way of saying, "It allowed people to buy much less expensive policies that they preferred to the ACA-compliant ones."

The horror!

>Insurance companies were always allowed to sell off exchange plans.

Yes, but before Trump repealed the individual mandate, you would be fined if you didn't buy an ACA-compliant plan. The cost of the fine most likely erased any savings that could be achieved by buying a noncompliant plan.

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Willow-girl t1_jckiw5l wrote

It's great to have insurance .. maybe someday we'll get insurance with co-pays and deductibles low enough that we can actually afford some healthcare.

Luckily I got hurt at work this year as was able to see a doc for the first time in 5 years since it was covered by worker's comp! The doc was cool ... "Anything else you'd care to discuss while you're here?" Oh boy would I ever!

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Willow-girl t1_jadipgs wrote

Making me glad to live in a mobile home with NO basement!

Growing up in a suburban tract home with a basement that flooded regularly made me wonder why anyone bothers with those things. Usually they're uncomfortably cold and musty; anything you store down there picks up an odor that's hard to get rid of. WHY GHOD WHY?

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