Trick-Read-3982
Trick-Read-3982 t1_iugbriq wrote
Reply to comment by Trick-Read-3982 in Car financing… tier 1 credit but finance guy says I don’t have enough credit lines?? by Happy2helpnlearn
Also, I looked at the Chase website and I’m seeing around 7% for their rates for very good credit. Looking around I see credit unions at 5-6.5%. You can do better, but you need to do legwork yourself and not expect them at the dealership will give you reasonable rates or truthful information.
Trick-Read-3982 t1_iugat89 wrote
Reply to Car financing… tier 1 credit but finance guy says I don’t have enough credit lines?? by Happy2helpnlearn
Go to a credit union and/or your local bank to get your loan. You have more leverage if you are already approved with financing you arranged yourself. If they want to finance your car, they can beat your terms.
Trick-Read-3982 t1_iugtmh8 wrote
Reply to comment by RevolutionaryLion384 in No-interest loan but interest was dumped into my account after it was not fully paid off by a certain date by RevolutionaryLion384
Hard, expensive lesson but ALWAYs review your statement and paperwork that you sign. Sorry you had to learn this way.