Now I genuinely feel bad. Congrats on taking control of the finances

Yea, glad someone picked up on that. Listen, no issues with the OP as a person. But it's definitely a lot easier to sit back and make a graph like this when you're 26 and earning over six figures (albeit in IT in DC :)). I noticed he has nothing outgoing like student debt and has a nice chuck incoming from inheritance. Basically, this is a privillaged person celebrating his privillage via data viz (probably charging his client by the hour while he does it :)) before heading out to Bluejacket.