Subject-Dog1386
Subject-Dog1386 t1_jedxryq wrote
Reply to Why are we encouraged to charge everything to a credit card but get penalized for high credit utilization? by New-Row7111
I know this isn't the answer to your question but why not ask for a credit increase or/and get a second card and not use it then you wouldn't get close to the 30%.
Subject-Dog1386 t1_jedxyfs wrote
Reply to Why are we encouraged to charge everything to a credit card but get penalized for high credit utilization? by New-Row7111
** you can ask for a credit increase through the cards app.