Silent-Speech-232
Silent-Speech-232 t1_jeetj2h wrote
Reply to comment by mageskillmetooften in Is a $500 car payment too much by [deleted]
Yes it’s more of a collector car and holds valve really well. What I would pay In Interest would put the car around 28k the car currently is valued at 29k.
Silent-Speech-232 t1_jeetbkh wrote
Reply to comment by ShankThatSnitch in Is a $500 car payment too much by [deleted]
I don’t need it no I have 2 cars already and a motorcycle. I was more the less gonna use it to help my credit
Silent-Speech-232 t1_jeet72c wrote
Reply to comment by Complete-Ad-4215 in Is a $500 car payment too much by [deleted]
Yes idk what else to do beside a car payment. I can get 9% but on 36 months. So then I’d pay around 630$ a month.
Silent-Speech-232 t1_jeet0ey wrote
Reply to comment by iamaweirdguy in Is a $500 car payment too much by [deleted]
My credit is 688 because I do have a credit card keep it under 20% usage and always pay it off. I also had tool payments from being a mechanic which helped. My current car I got a 14%. I don’t have any expenses in utilities besides electric due to having a well. Which is around 150$. I don’t have a car payment anymore due to double payments but that was 480$ a month in double payments. My rent is 200 due to my mother living with me and splitting the rent ( she is not moving out because she couldn’t afford it ). Car insurance is 200$. Phone is 40$. Credit card is whatever I spend on it. 75$ on internet then just small things.
Silent-Speech-232 t1_jeer6pm wrote
Reply to comment by Complete-Ad-4215 in Is a $500 car payment too much by [deleted]
That’s through my credit union. I have a 688. It’s just been at a stand still for the last 6 months.
Silent-Speech-232 t1_jeeqph0 wrote
Reply to comment by iamaweirdguy in Is a $500 car payment too much by [deleted]
I don’t have great credit as I’m 20yr old. I did take a 7k loan on a car 2 years ago to start building credit. It has gave me a total of 15 points. Never had a late payment always on time. I called my credit union and the lady said something about because the loan was to small to make a large difference in credit so she recommended a larger loan. I was offered 9% on a 36 month term which would be roughly 630 a month. My bills are low. Because I’m in a poverty ridden area so living is fairly cheap.
Silent-Speech-232 t1_jef14vl wrote
Reply to comment by TiredPistachio in Is a $500 car payment too much by [deleted]
I could do 36 months at 9%