Serious-Dog-1091 t1_j5tcph9 wrote on January 25, 2023 at 12:51 PM

Reply to Another Dakine backpack! I begged my mom to buy, I think it was like 80 bucks 10 years ago. It even came with a pencil case that I still use! It's the only backpack I own. I use it for college, vacation trips, groceries etc. Looks brand new, only had to re-sew part of the zipper a couple months ago. by StarShoot97

I bought a snowboarding dakine pack back in 2005. It's been a fishing pack the last 10 years and I don't think it's gonna see retirement anytime soon.

Serious-Dog-1091 t1_j2ek67q wrote on December 31, 2022 at 6:02 PM

Reply to $50 isn't much, but I want to start somewhere. by lost_girl_2019

Open a Roth IRA. Buy shares of SPLG. It's an S&P 500 fund. Same as spy. Same as VOO. Shares are $45 right now. Google everything that I suggested so you can learn. Expense ratios is on par with other top/popular S&P funds. Again Google these terms.

Serious-Dog-1091 t1_j2by1wv wrote on December 31, 2022 at 2:52 AM

Reply to Worth looking for a higher paying job? by pookiewook

Seems like a great set up. When your kids are older you can make more money. Being home and available for your children is an awesome benefit.

You are probably better off than 95% of the people in your age range, in terms of what your able to save towards retirement. Remember that most people don't even have $1000 in savings. Your probably putting away $1000/week towards retirement if your both maxing out your Roth IRA and your able to shuttle your kids around.

My wife left the workforce and stayed home (with our young children) for 7 years. She now works from home 30 hours a week. Very flexible. I'm still on track to retire by 50 with a pension and my 401k/Roth. Wouldn't change a thing.

I don't work in private industry, but I imagine it's very competitive and the idea of climbing the latter is present. But opportunities will always be available down the road for those that are competent.