Only thing not legit is the phone number, it's just a recording that due to high call volume they can't take your call. Classic NJ red tape.

Yeah the tax rate went down, but it will slowly climb back up as it's done every year. Even with the rate going down my yearly property taxes still went up significantly.

They are, but they've cooled down some since hitting peaks last year.

Yep my town just had their re-evaluations done and my house went up, no joke, 60%. Of course they are basing this on prices at the complete top of the crazy real estate market we recently went through. I called to ask for a re-evaluation and they stuck to their guns so I ended up hiring an attorney to fight it. Yeah I feel bad in some ways as my kids utilize the schools and I know all that stuff runs on property taxes, but at the same time I feel like my house's value is grossly inflated for the tax revenue.

Just enough for them to lay salt down on the road again, sigh.

17, it was either the Army or go with a full ride scholarship, I chose the latter. Scholarship was tuition/books only, so I worked part time to pay for room and board. Lived on campus the first year, then different apartments with roommates after that. Haven't been back home to live since then, but that was a long time ago.

Do you have a link to the eggs? Showing up as $6.89 for me (18 count), which still isn't bad at all.

It's terrible. My PMD's new office policy does not allow visits if you are sick and don't have an appointment, they send you to urgent care. I don't mean emergency visits, just "I'm really sick and need to see my PMD" visits. Worked out real well when my kids and wife got severely ill. Thanks Atlantic Health.

Doing 85 in a straight line never happens, at least not during my commutes. You are more likely going with the flow of traffic, usually 75mph if there is only light traffic around (at least on the GSP where I drive it). 30 miles @ 75mph = 24 minutes. 30 miles @ 85mph = 21.11 minutes. It's always fascinating to me that those less than 3 minutes are so important to some. Yeah I get it, add up the 3 minutes over a lifetime, but then subtract the high blood pressure and risk factors.

>​Just because you think your are justified in your speed in the left lane because you’re inching past the middle lane doesn’t mean it’s lawful.

Seems like a contradiction, if they are still passing traffic on the right then they are being lawful. That's what I see 99% of the time during my daily 1 hour commute, cars in the left lane slowly passing cars in the middle lane. Except the cars passing on the left aren't passing fast enough for some, even though the regular flow of speed in the left lane is 10-15 mph over the limit. At that point I won't harp on who is breaking the law going over the speed limit as I regularly follow the flow of traffic just like most do.

I just wish that drivers would understand basic physics and realize that cutting off someone leaving a 2 car distance in front of them means they are still stuck in that same traffic lane at the same speed, maybe they will get to their destination 0.0000827 seconds faster. It's really rare I see someone get ahead a few cars, and then magically the highway opens up into total open road.

Yep

287 for me means that ridiculously dangerous intersection with 24, yeah no thanks. I'd rather waste an extra 20 minutes using the GSP in bumper to bumper traffic than brave that 24 interchange.

Once I got a super high bill, like 6x the normal amount. Turns out they didn't bill me for 6 months, and I didn't notice because I have auto pay on. They had zero explanation why they didn't bill me.

Yes the health insurance would cover even if you had auto insurance, but note that many (depends on ERISA rules) health insurance companies will lien your bills, meaning that if you got a settlement they would expect to be paid back out of your settlement. That's why it's much better to exhaust whatever auto insurance you have available before using your health insurance.

The auto insurance will cover, but the health insurance would also cover anything the auto didn't, in particular if your treatment exceeds your auto insurance limits. If you don't have your own insurance, by law, you have to go through your boyfriend's policy so you aren't doing anything wrong.

Now later on you *might* sue your boyfriend's policy for a variety of reasons. If the other vehicle was at fault you would sue them, but if their coverage limits are lower than what your suit is asking for you could also sue your boyfriend's policy for the rest of it. Alternatively if your boyfriend was at fault you wouldn't sue the other vehicle, in that case you would just sue your boyfriend's policy. In the first case it shouldn't cause a premium increase, in the second case it would, but if he's at fault his insurance is going to go up anyway.

Yes it goes through his auto insurance unless you have insurance in your name, if you have your own insurance then that would cover you even if you weren't in your own car. If you were not officially on his policy it would go through as host insurance meaning you have $250k of medical benefits from his policy. If you are officially on the policy then the medical benefits would be whatever the policy states, which has a minimum of $15k. Either way you are fully covered and should go straight away to the ER and let them decide what treatment/studies you need.

Also report the accident to your boyfriend's policy so you have a claim number and can get the process started. The insurance will cover you for any subsequent needed medical care, therapy, studies, and even medications.

WTF they just went up a couple of years ago, or less. What kills me is if I go in to work using 287/24/78/GSP to the Union exit I'm paying $2 for about 2-3 miles.

Don't forget the massive potholes, the worst ones right around where the new movie theaters are. I can feel my teeth rattle every time I forget to swerve around them.

Nope, the studies I was referring to (as I mentioned right in my post) were for the original vaccine.

Nice, I knew the Moderna one would be better, even if just based on the higher amount of vaccine and the studies on the original vaccine showing a slight edge over Pfizer. It was actually harder to find a CVS offering Moderna versus Pfizer for some reason. Hopefully it protects against BQ.1 and BQ.1.1 as BA5 variants.