Powerful-Glove6563

Powerful-Glove6563 t1_jebs03i wrote

Reply to comment by DharaniA in Should I follow 2 funds portfolio across all my retirement accounts? by DharaniA

I would make following changes

  1. Max out Roth IRA before hsa ( you can only contribute till you don’t reach limit ) .

  2. Check out investment option in your hsa . Lot of employee hsa don’t have good options and higher fees . Incase of change in insurance plan or employer move it over to company like fidelity

  3. Start increasing your 401k contributions as you save more

Keep in mind this are long term retirement money . It can’t be used for immediate need . Good luck

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