Morrigan-27

Morrigan-27 t1_j22g503 wrote

As I’m generally a pedestrian, I’m shocked nobody has been killed. I’ve nearly been hit four times in recent memory by drivers running stop signs in residential areas, including within 500 feet of buildings where there are schools in the ground floor of most of the buildings. Usually it’s a halfhearted stop and the driver proceeds without looking for pedestrians. I’m making extra effort to not proceed until making eye contact, but what about those who are as tall as a car bumper?

I can’t understand why we have groups of cops standing around shooting the breeze instead of enforcing traffic laws, especially in school zones.

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Morrigan-27 t1_j0beqy0 wrote

Maybe you can find cheaper than 3k downtown, but the cheaper ones don’t have things like doorstaff so packages don’t get stolen from your doorstep, on-site maintenance, in-unit laundry, dishwasher, a view that isn’t from a basement with burglar bars, etc., so depending on the OP’s definition of “comfortable” will determine what salary they need.

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Morrigan-27 t1_j0bdpku wrote

When I signed my lease, the building manager needed my pay stubs to verify proof of income and they would not approve my application unless I made 40x the monthly rent, though some buildings have different requirements, but usually 35x monthly rent and above. So if you want to live in a luxury building like many of those downtown, you probably won’t get approved for a new lease without making at least 110k and then you need to factor in your debt responsibilities, if you have a car, and other lifestyle habits before determining what “comfortable” means to you. If you go farther west from downtown and have no debt and rarely go out, then you may be able to be comfortable at 80k depending on rent and lifestyle standards. But lots of variables here.

Disclaimer: This can be a much longer conversation, my comment is the highlights version of budgeting in urban areas.

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Morrigan-27 OP t1_j04ge81 wrote

You’re free to have an opinion. Why you think I’m lying and why you’re having such a strong reaction when reminding people to check their own receipts is baffling and makes me wonder why. Are you doing something shady with credit cards that would get you in trouble?

I’m literally reminding people to check their own finances which we should do anyway, much like other adult things we should do but often forget. AND I’m not calling out specific establishments as one of them I’ve actually had positive experiences before and feel that it would cause more harm to the honest staff.

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Morrigan-27 OP t1_j042ne1 wrote

It’s a post for JC. The big picture point is to remind people to take personal responsibility to look at their credit card statements and get their receipts. I’m guessing it probably happens Hoboken and NYC as well.

If people want to downvote, cool. I don’t need validation from strangers on Reddit. Just trying to be kind to my neighbors and didn’t realize how many neighbors are more interested in being lazy and only looking out for a couple of particular places and being complacent about all the others.

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Morrigan-27 OP t1_j040a23 wrote

Duly noted. The court of Reddit is willing to believe an accusation without ironclad proof.

Here my goal was to remind my neighbors that being on top of our finances and taking personal responsibility to verify our statements match with our receipts was my goal. However, I will refrain from sharing unsolicited yet helpful advice and simply stop being kind. Happy holidays!

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Morrigan-27 OP t1_j03z1h3 wrote

You know, it was a PSA for people to be mindful of their credit card receipts because so many of us are lax about checking statements. I’m starting to regret trying to help out my neighbors to remind them to take responsibility for their personal finances. Sheesh.

If you read my original post the reason I started taking photos was because it happened to me a few months ago when I had my signed duplicate receipt with the amount on it and my credit card emails me every transaction processed and there was a discrepancy. I didn’t want to make the post unreadably long so I left off the part where I didn’t have time to consider physically going back until a week later to talk to a manager and ask to see the physical copy because I was out of town. At that point it seemed like a lot of effort for $2 so I just never went back. Without the physical copy the restaurant has, and since it never occurred to me that someone would change a tip, I never thought to take photos before this incident. I have my word and what my card processed, but not irrefutable proof without the restaurant’s copy. I hope this makes sense.

The most recent incident was Sunday and my friend had extra tip added to her card. My card company is still processing the transaction. I do have a photo of my receipt processed by the same person two minutes later, so I’m watching it closely. But since she was not in the habit of taking photos like I do now she has to jump through hoops. If my card has the same issue since I have a photo, I would then be willing to name the place.

See how long that was? That’s why I posted the TL;DR in the original post.

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Morrigan-27 OP t1_j02uj39 wrote

I don’t have ironclad proof such as a photo with metadata so making an accusation without the irrefutable proof opens me up to legal issues—hence my original post to take photos of your receipts.

The most recent issue was Sunday and showed up on my friend’s card. My card is still processing, but I did take a photo, as I have been for months now.

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