If you have maxed out your accounts with tax benefits such as 401k/IRA, then you could invest on your own. Examples include low fee index fund, iBonds (max of $10k per year), T-Bills (~5% for 3 months + no state tax), or a money market account ( well above 4% after fees).
Key-Ad-8944 t1_jaau3fw wrote
Reply to What to do with cash on hand? by DayShiftDave
If you have maxed out your accounts with tax benefits such as 401k/IRA, then you could invest on your own. Examples include low fee index fund, iBonds (max of $10k per year), T-Bills (~5% for 3 months + no state tax), or a money market account ( well above 4% after fees).