Ok, you can like whatever you want. But why?.. any factors?

I have the one with a disc, but I barely buy any discs. I’d recommend getting the one with a disc if you buy discs, but if you regularly buy games digitally, then go with the digital version. Albeit it’s always nice to have a disc reader, because you never know what can happen. Also, you can borrow or buy second hand discs for cheap.