Have a hectic life so like to keep things simple. I've never signed up for a reward card as I usually don't have the bandwidth to coordinate my finances (beyond bill payments) to ensure I not only accrue but also use rewards before they expire. Don't reward/cash back cards have higher interest rates? If I forget to pay off a bill I don't want to be paying a ridiculous interest rate. Will keep an open mind and research AMEX. Any particular type of AMEX card to look into? Thx!
Healthy-Jackfruit-44 OP t1_iy92e2a wrote
Reply to comment by NoFilterNoLimits in Recommendations for Credit card (issuer) as good as USAA? by Healthy-Jackfruit-44
Have a hectic life so like to keep things simple. I've never signed up for a reward card as I usually don't have the bandwidth to coordinate my finances (beyond bill payments) to ensure I not only accrue but also use rewards before they expire. Don't reward/cash back cards have higher interest rates? If I forget to pay off a bill I don't want to be paying a ridiculous interest rate. Will keep an open mind and research AMEX. Any particular type of AMEX card to look into? Thx!