Totally agree. In a society with good safety nets there is less desperation, more happiness, less crime, less hostility.

I noticed this when I moved from Australia to the US. I feel the boot on my neck in the US.

Another day, another few shootings.

But freedom amiright /s

I’m in NC and yeah we were burning gas in our furnace last week. Yesterday it hit 80F. I fought the desire to turn on the AC and just used ceiling fans. I’m worried about this summer.

https://www.thesustainablecity.ae

We need to build only these types of cities. It’s beautiful & sustainable. Great YouTube video too

While forcing births. Smh

I just dig a hole in a garden bed & put vege/fruit scraps in.

Very Avatar them.

Hooking up my house to the trees x now ;)

When a country has Universal Healthcare they want to see their citizens get healthier.

When Healthcare is for profit, like in the US they’re fine with you eating crap.

Am I the only that suspects foul play? I mean he was just sworn in and he’s black. A prime target for the right wing terrorists who think only white men should be in power. I hope this is thoroughly investigated.

The Federal government provides money to states to provide Medicare to low income earners but some states refuse to take it & provide that to their residents.

“Expanding Medicaid is an option available to states since 2014 through the Affordable Care Act, commonly known as Obamacare, yet Wyoming and 11 other states have refused to take up the federal government’s offer. About 2.2 million people, who earn too much for Medicaid and too little for Obamacare subsidies, fall in that coverage gap nationwide”

https://news.yahoo.com/bidens-obamacare-funding-shifts-medicaid-100009719.html

Really cruel to deny your low income residents federally funded care. It’s really disgusting imo. Idk How people can vote for the GOP.

That shit needs to be legislated. If you have no choice then it should be automatically treated as in network. Only Doctors should decide what’s necessary, not insurers.

Well if we can’t have universal here then at least make the system a little fairer. Sigh.

Bravo!! Bet Red states fight that, while at the same time they withhold Medicare expansion.

Well an extra payment is an “early payment”. But I understand that some institutions won’t apply an early payment to reduced outstanding Principal.

Fun fact - in Australia they have what they call “Mortgage Offset” accounts. Basically it’s like a savings account, but instead of earning interest it is offset against the outstanding Principal of your mortgage on daily interest calculations. Thereby you “earn”the interest rate of your mortgage. I was very surprised the US doesn’t have these. They’re great because you can almost pay off your mortgage but still pull the funds out instantly if you need them.

I did. I’d pay extra mid monthly & confirmed with them it would reduce the principal & the interest calculated from that day.

“Note A bimonthly mortgage may also save you some interest if your mid-month payment is applied to your principal when the lender receives it. However, most lenders offer bimonthly mortgages as a tool of convenience and don’t apply your payments until the end of the month—which means a bimonthly mortgage typically doesn’t lead to interest savings.”

https://www.thebalancemoney.com/what-is-a-bimonthly-mortgage-5210262

Depends on the lender.

Interest is calculated on daily outstanding balance. So you’ll accrue more interest. Inversely if you pay every two weeks you shave some interest off. Though you have to make sure they do it as some places will just hold the payment.

Sadly Brilliant.

Plot twist baby ages super fast to get back on track to biological age of 30

Will unemployment kick in if he’s fired for not coming to work?