The monthly expenses of $2500/month includes the rent. We got real lucky with this place. It’s one of the reasons I’m not in a hurry to buy - covers lawn care, snow removal; we don’t pay home insurance or property tax.

Thanks for this! I’ve wondered about the ROTH (barely know what I’m doing, obviously). I’ll read a bit more and may decrease savings and put it into ROTH instead.

Interesting. Do you just not like to travel? That’s where most of it goes for us. We go on ~4 vacations per year. At least one abroad.

I plan to buy a house in 2030 based on my projections. We’d be paying cash. Why would we need to dial back retirement savings? Sorry, not sure what I’m missing.