Any-Grapefruit-937

Any-Grapefruit-937 t1_j2079pn wrote

Agree that you should not cover that. It is there for a reason, and if you ever need access to it you will cause a lot of damage to your floor. I can think of a couple of alternatives. Perhaps someone smarter than me can tell you better. See if a plumber could cut the pipe so that it is below the floor. Have said plumber create a lip of some kind, cut a round piece of 1/2" plywood and a corresponding piece of floor. Glue the floor to the plywood then put the "plug" over the hole. That way you can access the pipe if you ever need it and it won't be a trip hazard.

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Any-Grapefruit-937 t1_j1qvghs wrote

I can't speak to the value of the insurance, but I will say that my sewer line collapsed a few years ago and it was Terra cotta. Cost about 7k to get it repaired. Because I didn't have insurance, I had to pay it all. Just what I wanted to spend my money on. Could have come from roots from my neighbor's tree. They had a silver maple, and they are notorious for destroying underground pipes.

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