Kind reminder that daycare is temporary and being out of the workforce can cost you or your wife both retirement savings and career growth. Just something to keep in mind even if you're breaking even right now.

Licensed & insured in-home daycare weekly rate:

• Infant: $300 full week, or $210 part time
• Toddler, Preschool, School Age: $250 full week, or $180 part time

My thought too.

It's hard to know what to do in the moment. We all make mistakes.

You're fine.

You said there's no damage to the other car? That isn't a hit and run, don't worry. I don't think there's anything you need to do.

If there is a next time and it's minor like this, take pics and leave your contact info on a note under their wiper.

I went for a walk and while I hated the humidity, the fog and colors were simply gorgeous and made for a classic autumn day.

Yup. Very easy. I filled out their simple form and and took a couple weeks until I got a check.